When your present home or farm insurance coverage isn’t enough, an umbrella policy may be the answer. Did you know that courts have awarded verdicts in excess of $1,000,000 in most of the 50 states? A judgment of this kind could be devastating to your family. A single, major incident can be a financial disaster that could wipe out your savings, force the sale of your home or farm, and liquidate your assets. An umbrella policy is designed to cover and protect you in the event of such a judgment.
Umbrella insurance offers:
- Protection for liability losses anywhere in the world
- Protection limits up to $5,000,000
- Protection against many risks where you now have no coverage
- Libel, slander and false arrest
- Liability for newly-acquired, not yet insured, possessions
- Damage to property of other in your care (personal umbrella only)
- Defense against court suits whether or not you are liable
Ask us about umbrella coverage. You’ll be surprised at the amazing low cost of such a high level of coverage.
Motorcycle, Recreational Vehicles, Boats
A homeowner policy does not necessarily cover these items, if at all. Here at Rhoades Insurance Agency we can find coverage for motorcycles, scooters, golf carts, all-terrain vehicles, snowmobiles as well as sailboats & power boats (inboard or outboard).
- Liability Property damage liability
- Physical damage Medical payments
- Uninsured and underinsured
- Roadside assistance Vacation liability
- On water towing Coverage for fuel spills
Property insurance is important for your business buildings and personal property, as well as protecting you in the event of the loss of your business income. Coverage against such losses is available. Liability insurance is important to protect your business against claims or suits arising out of the maintenance of insured premises and/or your operations.
- Property insurance Liability insurance
- Inland Marine Commercial auto
We also have plans that provide a convenient method for combining coverage’s, tailoring them to fit your needs.
- Business Package Policy
- Apartment/Condominium Owner’s Policy
- Artisan Package Policy
- Special Multi-Peril Policy
Check with us today to look at the many ways we can help you be successful.